How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Three Key Questions to Answer Before Taking Social Security When to start? Should I continue to work? How can I maximize my benefit? IRA Withdrawals that Escape the 10% Tax Penalty The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown. How to Make the Tax Code Work for You When you take the time to learn more about how it works, you may be able to put the tax code to work for you.